For the past few years, money transfer fraud has been rampant in my country. If you receive a large amount of money into your mobile banking account from someone you don't know, you should be extremely vigilant and cautious. This is a scam. Shortly afterward, the fraudster will call you, pretending to have transferred the money to the fraudster's account in error, and ask you to immediately return it to the fraudster's account. (The fraudster threatens that if you don't return it, they will report you to the police, as the law in my country prohibits using misdirected funds.) After you return the money via mobile banking transfer to the fraudster's account, the next day you will receive a bill for an online loan you never took out.

If you encounter a similar incident, you should immediately contact your bank and the police. Have you ever received a money transfer from someone you don't know?