☕ The “Latte Factor” Myth: Do Small Splurges Really Matter? 💰

[klassicdoll]

Some people say that spending on small things (like coffee or milk tea) every day can make you rich in the long run. But you know what, I don’t really think that’s the case. Sure, that adds up, but eliminating little treats that make us happy entirely may not be worth it. Where this really matters is in how we approach larger financial decisions, such as saving or investing or avoiding debt.

What’s your view — are minor indulgences truly preventing people from setting aside more money? Or is it more about our overall money habits?

 

[eLdavis]

Yes there is no denying the fact that if you save up those little money, you can save up something reasonable in the long run, but at the end of the day you really don't have to cut off everything just to save.