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The choice and decision is yours if you want to act now or never on a certain business you want to operate for so long. You might have reasons but if the reason is you are afraid, then you need to approach someone to teach and help you make the right start. The usual start is to think of the right target market. It is very important to start it first and after having the ideas where to reach them, assess your capital, do planning, and analyze the location if strategic for your target market. It si not hard as long as you have capital and trust in yourself.