Are senior citizens expected to pay medical expenses from their savings?

[neku]

Are senior citizens expected to pay medical expenses, especially hospitalization expenses from their savings? Or are the relatives of the senior citizen expected to pay the hospital bills, even if they are not the nominee for the savings?

 

[Augusta]

it depends on the individual in my county. if you have the savings why not. if not family members can do the needful.

 

[neku]

In some cases, the senior citizen may be seriously sick or not conscious, so it is difficult for the senior citizen to access their funds, their relatives have to use their own money or find out the procedure to access the savings.

 

[King Belieal]

In some cases, the senior citizen may be seriously sick or not conscious, so it is difficult for the senior citizen to access their funds, their relatives have to use their own money or find out the procedure to access the savings.

My own dad has made his ATM pin known to all his children. Why would you be having savings and it can't be used to rescue you? That's gibberish.

 

[Nomad]

If they do not have pension, if they do not have insurance, they will end up paying from pockets

 

[Springtime]

That depends on how much money the senior citizen has in his bank account or whether he has health insurance If not, in my city, s(he) can go to the public hospital for treatment. The charge of public hospital is very low.

 

[freelancermaria]

Some people do not have a choice because they lack insurance or an emergency fund to cover medical expenses. They are blessed if their children can help with paying their medical bills.

 

[Sanjeev]

My parents are senior citizens. My father is retired from a good government job so all his medical expenses are taken care by the government and he doesn't need to spend a penny from his savings. He gets monthly pension which higher than a normal employed person.

I think the government should take care of the medical expenses of senior citizens. Here in India we have a culture that kids take care of their parents when they get old and when have no source of income.

 

[kerryjoy]

If they don't have a pension or insurance, they'll end up paying out of pocket.

 

[Sanjeev]

If they don't have a pension or insurance, they'll end up paying out of pocket.

For such people either government or their kids should take the responsibility. But only in developed countries I have seen the government does that.

 

[Starmix]

In the Philippines, there's PHILHEALTH and all seniors are entitled to free check up and medications but there's limit of an amount especially when there's an operation to undergo.

 

[magnus2022]

Are senior citizens expected to pay medical expenses, especially hospitalization expenses from their savings? Or are the relatives of the senior citizen expected to pay the hospital bills, even if they are not the nominee for the savings?

It depends on the country and how civilized they are. In most poor countries, senior citizens do pay their medical bills or else they will die. In civilized society where things work as it suppose, senior citizens are well taken care of.

 

[Sanjeev]

In the Philippines, there's PHILHEALTH and all seniors are entitled to free check up and medications but there's limit of an amount especially when there's an operation to undergo.

Here, not all the senior citizens get this facility, only the ex government employees get it. You have to pay yearly installment for medical expenses.

 

[aninditasen]

Are senior citizens expected to pay medical expenses, especially hospitalization expenses from their savings? Or are the relatives of the senior citizen expected to pay the hospital bills, even if they are not the nominee for the savings?

In India it's better to have a insurance policy. As a senior citizen I buy my medicines from my pension even though I have a insurance which they will let me use it if I am hospitalized.

 

[Augusta]

In some cases, the senior citizen may be seriously sick or not conscious, so it is difficult for the senior citizen to access their funds, their relatives have to use their own money or find out the procedure to access the savings.

But they need to also disclosure this information to people near them Incase of emergency so that their funds can be accessed easily