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Burrowing from private lenders

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Well, I am not a fan of borrowing from private lenders because they tend to charge very high interest, something 3x higher than a loan interest rate in a bank. However, it is easier to get a loan from private lender as there are no formalities to be fulfilled, you just agree t the terms and sign in a an agreement. I have done this a couple of times, especially for a short term loans of 20-30 days.
 
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