Can my health insurance cover costs of hair transplant?

[Kross]

Supposing one that has a health insurance and has been diligent with premiums wants to do a hair transplant. We all know that is quite expensive. Would the health insurance take care of the costs of such medical procedure like a hair transplant?

 

[Augusta]

Hair transplants are generally considered cosmetic procedures, and insurance policies focus on medically necessary treatments and surgeries

 

[Fidelia]

Hair transplants are generally considered cosmetic procedures, and insurance policies focus on medically necessary treatments and surgeries

You have nailed it. No insurance company would pay for hair transplant unless it is a recommended by the doctor to be what you need for good health generally.

 

[Augusta]

That's right it is their policy you get insured and be there for it is medically necessary for them for any treatment

 

[Nomad]

If the clause mention it, it will cover. But most of the health insurance products I know do not cover cosmetic modification, it only covers you form diseases.

 

[Springtime]

I am not aware of any health insurance which covers hair transplant which is a cosmetic treatment.

 

[King Belieal]

You won't have insurance cover hair transplant except it was negotiated prior to buying the plan. Premium for such a plan would definitely be higher.

 

[Suba]

In my country, health insurance will not cover hair transplant costs because it is not considered a medical procedure, but a cosmetic procedure, but in certain cases insurance companies will cover hair transplant costs for medical conditions such as hair loss.

 

[magnus2022]

Health insurance will not cover hair transplant execpt if it is in the package. But i doubt if any health insurance will ever consider that! Heath insurance only cover medical bills of life threatening sickness or ill health. Health insurance is not for cosmetic or trival things.

 

[Min George]

Telling your insurance company to pay for your hair transplant is like telling them to pay Dr your butt lifting surgery.

 

[Augusta]

Medically necessary hair loss:
If hair loss is directly caused by a medical condition, disease, or injury, there might be a chance for coverage.

 

[eLdavis]

Your health insurance will not cover this, unless in situations where it is medically necessary to carry out the hair transplant.

 

[Augusta]

Your health insurance will not cover this, unless in situations where it is medically necessary to carry out the hair transplant.

Yeah Exceptions:There are some situations where insurance might cover hair transplants. For instance, if hair loss is a direct consequence of an accident, burn, or another injury, coverage may be possible.

 

[eLdavis]

Yeah Exceptions:There are some situations where insurance might cover hair transplants. For instance, if hair loss is a direct consequence of an accident, burn, or another injury, coverage may be possible.

Yes i strongly believe a situation like this falls into the category where the insurance company would cover this.