Credit card tips

[klassicdoll]

The modern lifestyle is not complete without credit cards. Depending on how you utilize them, they can either be a blessing or a curse. Here are some pointers for making wise credit card purchases.

1. Make sure you use the card for necessities rather than desires.
2. Keep up with your payments.
3. Treat your credit card as a tool for budgeting.

Do you have any further advice on how to use a credit card wisely?
Care to share?

 

[freelancermaria]

Yes, great tips! It was my problem before. I was in deep debt when I had my credit card. I used to splurge on unnecessary things. This is why I decided not to use my credit card anymore.

 

[Xtynehappy]

Credit card is a very great way for spending your money wisely if well handled and controlled spending. Always give the basic necessities the first priority.

 

[itsmejob]

The modern lifestyle is not complete without credit cards. Depending on how you utilize them, they can either be a blessing or a curse. Here are some pointers for making wise credit card purchases.

1. Make sure you use the card for necessities rather than desires.
2. Keep up with your payments.
3. Treat your credit card as a tool for budgeting.

Do you have any further advice on how to use a credit card wisely?
Care to share?

Great tips. I just got my first credit card last month. And I already spent more than I planned to spend. I stopped using it until the end of my billing cycle.

 

[Augusta]

You are right one should make sure the use the card for necessities rather than desires and also keep up with the payments.

 

[Springtime]

Use only credit cards which are free. Make use of their cashback benefits. Always pay the credit card bill on time so that you do not need to pay any interest.

 

[Hate2Wait]

I did got my first credit card around 7-8 months ago and I feel I haven't done bad and I am still learning, we should also work on our credit score to get best of the credit deals and terms and limits