Most people in my country do languish in debt. However l have like three active loans for now. l am really struggling to pay and l have financial constraints.
Do you currently have debt or active loans?
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I don't have a debt. I avoid it. In the past I did it for curiosity and it was so scary. I can't sleep, so I paid within the month. The loaner was sad she can't earn anymore earn interest lol.
Several years ago I also took out a car loan or lease which had to be paid in installments over three years, but now it has been paid off, so I have no debt. At this time I can think about allocating more profitable funds.
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Yes, before. It was credit card debt. This is the reason why I no longer use my credit card. I will rather pay in cash.
No i don't like to owe, I don't like disturbance so I rather stick to making everything with cash payment
eLdavis
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I am not in any debt due to borrowing or loans at the moment but I have lots of bills and some expenses to sort out, so I guess it's also safe to say am still in debt LoL.
I have no debt or loans because I try to use my money wisely, but my friend borrowed money from me, so I'm waiting for him to return it
I don't have any debts or active loans because I love my peace of mind. I make sure I discipline to clear every financial backlog so that I can spend what I now earn in peace.
Thankfully still now I'm in no debts or owing loans. I don't borrow for anything I live by my means and I'm enjoying it.
It is not something mysterious since we can hear a lot about loans and the story of lenders even before going into the process.
I don't like to borrow money. B I use credit card for cash back. I always pay my credit card bill on time. Never paid any interest.
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I am thankful I am not into debt. There is no reason. It's best to live within our means to avoid getting into debt that has interest that kills your income.
The debt that I have to pay is less than seven dollars and I am sure I would pay that off at month end.
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That is too small debt. I am so sure, you can pay it at the end of the month. There are times like that when running out of money.
