Do you feel this year is the hardest

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It is a tough question. It feels like everyone is struggling with money these days and it can be stressful. I know it's hard when things are tough. It can make you feel anxious, worried, and maybe even a little bit hopeless. But I want you to know that you're not alone in this.

Have you tried any strategies for managing your finances? Maybe some budgeting, cutting back on spending, or looking for ways to earn extra income. Or maybe it's more about feeling overwhelmed by debt? Whatever the situation, it helps to break things down into smaller steps. Maybe start by making a list of your income and expenses. then you can start to see where you can make adjustments.

I know it is easier said than done, but try not to beat yourself up about it. It's okay to struggle sometimes. What is important is that you are taking steps to improve your situation.
 
This year may not be the hardest for you but for those who do not have jobs and rely only on their parents find it hard to accept their fate. No matter what they do, they cannot elevate themselves to the best level of their finances.
 
I agree with you @Nomad that everyday is a difficult day because the prices of the commodities continue to go up. I am wondering why the prices do not go down. Let alone the price of rice here, very costly almost to reach $2 a kilo.
 
Our commodities here remain constant. We never know if the prices go down. I and my friends believe that the prices next year will double from what we have this year. Maybe in your country the prices are down already.
 
The world economy is in downward thread. I believe that the world economy is affected by world in Europe and middle east. Ukraine is the world top producer of wheat while Russia is one of the world major oil selling country. These products play major in economy stabilization.
 
Let us hope that this year is a friendly year for us. May there will be no inflation hike and the war to cease with God's intervention. I am always positive that this year is a lucky year for everyone in the world.
 
The liar tech, internet companies, government agencies continue their massive online, financial fraud, slavery racket falsely claiming that a greedy gujju stock broker and other cheater employees who do not pay expenses own the domains of a private citizen.
 
It seems this year is the hardest compared to last year. The prices of the commodities are getting higher in my place starting this week. It is so shocking. The worst is salaries are not increased and many lost jobs because of economic crises.
 
I never thought that last year (2024) was the hardest. Because I'm entering 2025, I don't know yet whether this year is harder or easier than the previous year, and I've never been stressed, the most important thing is that I have to live simply and my expenses must always be less than my income.
 
I never thought that last year (2024) was the hardest. Because I'm entering 2025, I don't know yet whether this year is harder or easier than the previous year, and I've never been stressed, the most important thing is that I have to live simply and my expenses must always be less than my income.
The prices here started to increase almost double than the previous year. We are so worried here and many lost jobs because of economic crises. Of my friends, 10 of them no longer have a part-time teaching job at the university where I work.😭
 
The prices here started to increase almost double than the previous year. We are so worried here and many lost jobs because of economic crises. Of my friends, 10 of them no longer have a part-time teaching job at the university where I work.😭
That's scary 10 people of being denier of food now. I hope they can see other jobs to pick up no matter the amount for now
 
This year has not been the most difficult for me, in fact I have grown well this last year 2024, I hope that this 2025 will be just as good.
 
The year, 2025 is definitely not good. It was announced by the warring machine countries China, Russia, and North Korea that 2025 is the starting year for the Third World War. Let's hope it won't happen, but let us pray for God's intervention.
 
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