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Do you have any business risk management plan?

At the moment I am currently setting up some plans against losses, cause when running a business losses might likely happen. I am also working on looking for other ways to get income as well so I won't rely on my business alone to generate income.
 
I have a risk management plan for my business which involves booking for advanced stock not to be delivered but held by the supplier in case there is a sudden failure with main production stock, I take delivery of the one held by the supplier.
 
For sure l don't have any business management risk plans. However my business is not that big to to incorporate that.
Your business doesn't have to be one mega business for it to have a risk management system. What if at the end of the day, something really unexpected and nasty happens and you lose even the small business you are trying to build.
 
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