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Sincerely speaking, l am working on a very tight budget that comprises of mainly the things that we can't live without them. For instance food, clothing, shelter among others.
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Do you include luxuries in your budget?
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This time, I no longer include luxuries in my budget hehe. I need ti budget my money properly because I have a plan to expand my business.
It is what I intend to do but for now I'm not doing that so I would in the future as I like it
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Congrats mate for having joined Microlikes. Yes, most people this time except the wealthy always buy luxurious things for their personal happiness.
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Yes I am always doing this, this is because if I do not create a budget for this, I we end up touching what I have kept for others.
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Let's have self control and as much as possible stay away from luxurious things that will kill our budget and regret later.
With my pension I can't afford to include luxuries in my budget.
There is a time for everything and a price to pay for everything. Including luxuries in your budget is not what you do when you're not financially comfortable.
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I don't include luxuries at the moment because I'm saving for more important things. I'd like to establish an offline business this year or next.
Thanks mate. Yeah I joined thanks to you as it didn't understand them what it was about but I have now.
Even I started working, I did not start including luxury on my budget. Even friends ecstatic about their new iPhones, I was contented with my Android mobile phone. I keep my profile very low so that I won't spend much money on the things that I really don't need.
People will view luxuries from different angles depending on thei stage and financial situation. I do include things in my budget that are not basic needs. They are above food, shelter, healthcare etc. I love to go for travel and enjoy comfortable holidays..I love to travel in my country and other countries too. I have a budget for my travel.
No, I do not include luxury items in my regular monthly budget. They are for daily necessities. I seldom buy luxury items. But I do spend money on traveling overseas. If I have travel plans, I'll save money to achieve this.
Firstly I would like to know what are those luxuries because things which are luxuries for us now will be like necessity in coming years like what happened with smartphones and laptops
A little bit of luxury here and there would not really be bad. I think it helps you maintain a balance but it is not extreme luxury.
It's fine to enjoy a few luxuries which we can afford in our life because if we keep thinking about saving today and will spend later then it may not work for everyone
A balance is what is required. One can give himself or herself a treat once in a month by going to an eatery to ear a fairly luxury meal.
I also treat myself whenever I want, Although I may think of saving that part of the money but its fine to have fun too as we are not under trial and should enjoy too
I don't have a special budget for luxury. I give myself a treat whenever I have excess money to spend.
Honestly, i don't include any form of luxury to my expenditure. Am running on a very tight budget and i have to solve basic need first before thinking of leisure. Leisure is for those that are financially comfortable.