Do you opt for installment payment for purchases

[neku]

Credit card issuers are offering the Equated monthly installment ( EMI) option for larger purchases. Do members of this forum opt for installment payment when they purchase high value items online or offline?

 

[Augusta]

Immediate Gratification is why I like it .Customers can enjoy the purchase and benefits of the item immediately while paying for it over time.

 

[Suba]

Currently I do not have a credit card, although there are so many offers on the Paylater payment emarketplace, but I prefer to buy goods in cash. except for buying property on mortgage or buying a car on credit.

 

[Nomad]

It depends on payment terms. Yes, if there is zero percent interest, no if I have to pay interest on installments.

 

[Springtime]

I prefer to pay in full. Then forget about payment and enjoy the stuff I bought.

 

[eLdavis]

I often prefer having the complete money so i can pay it all at once. I don't normally have peace of mind using something i have not paid for completely.

 

[Trush Jodie]

I don't really like installment payments. I only use it when I am financially down to pay upfront for purchases. And if course, it must be interest free.

 

[Augusta]

Even for businesses, offering installment options can increase sales, attract new customers, and improve cash flow.

 

[Fidelia]

I have used installment payment to buy so many things that I wouldn't be able to afford if a down payment was the only option.