Do you use a credit card for making payments online and / or offline ? If yes what items do you purchase with your credit card? Have you ever filed a dispute for the items you purchased with the credit card ? If yes, have you got a refund?
That's true which is why many credits were frozen because the holders exhaust the cash but no payment was made. The interest doubles every two years.Many can't control their buying. I felt happy and free after I surrendered my credit card.Several years ago I stopped using credit cards, my goal is to reduce useless purchases, avoid paying interest if the payment is not in full, the use of credit cards must also be managed well otherwise it will destroy your finances.
Yes I do used my credit card to pay online except online, I love using my credit card to pay when buying stuff offline because it won't allow me hold a lot of money.Do you use a credit card for making payments online and / or offline ? If yes what items do you purchase with your credit card? Have you ever filed a dispute for the items you purchased with the credit card ? If yes, have you got a refund?