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Tobi

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Plan before you go anywhere. If you’re getting food or going out shopping, bring a set amount of cash and only spend that so it’s 100% accounted for and you don’t have to worry about overspending.

Budget weekly, so you are always aware of your financial situation.

Cut unnecessary expenses. If you eat out a lot, try to cook at home and pack lunches. If you have subscriptions, cancel some you don’t use or need.

Opt to stay in. If you spend money every time you go out, pass on it and stay in instead.
 
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