Have you even been into credit card debt

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generally speaking, you get 40-45 days bill payment option from credit card company, during this term, you get interest free debt. However, if you do not pay within the deadline, you will have to pay interest on your payable bill, which can go as high as 40 percent. As long as you are paying in time, credit card is a good financial tool but if you cannot pay in time, you will get into debt trap. By the way, have you ever got into credit card debt
 
generally speaking, you get 40-45 days bill payment option from credit card company, during this term, you get interest free debt. However, if you do not pay within the deadline, you will have to pay interest on your payable bill, which can go as high as 40 percent. As long as you are paying in time, credit card is a good financial tool but if you cannot pay in time, you will get into debt trap. By the way, have you ever got into credit card debt
Credit cards usually brings the tendency to spend carelessly. I therefore didn't opt for a credit card.
 
Credit card is not popular in my place. That means no chance of me being involved in credit card debts.
 
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