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Have You Ever Been Blacklisted?

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Being blacklisted by a bank or credit bureau usually happens when someone defaults on loans or has a poor repayment history. It makes borrowing in the future really tough. Some people have gone through it and had to rebuild their credit slowly by paying off debts and proving they can manage money responsibly. It’s not the end of the road, but it does take patience and discipline to bounce back.
 
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