I really tried. I saved some amount but unexpected expenditure comes up and all the fund went down the drain. I wonder what i would have done if not the fund i saved. Savings can be life saver sometimes.
I did not save much last calendar year, I had to pay medical expenses, relocation expenses and I also could not spend time working because of personal reasons, partial relocation to another state.
When saving I have a definite and clear goal, such as buying a new smartphone, how many months do I have to collect the money and I have to be able to meet the target so that I can save successfully. You will never be successful if you save without a goal.
The sales of my busines are saved in the bank daily. I spend buying things like Christmas gifts and parties at home from my salary. Every Christmas, we have bonuses at my work place.
I can say that in the just concluded year the other day, l didn't manage to save anything for that matter. I can say that year was really very bad for me.
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