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Have you ever tried debt consolidation?

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Debt consolidation is a process where you combine multiple loans into one big loan. The primary idea behind debt consolidation is ti make your loan repayment easy. With debt consolidation, you can pay just one loan instead of multiple loans. Another major idea behind debt consolidation is to reduce your average payable interest rate. With debt consolidation, you move towards lower paying interest rate.
 
I have never done that for sure. I try as much as possible to avoid debt in my life. It really costs as interests are always being hiked up.
Yes this is same with me. I try to do cash transaction as much as I can . I don't want to be in debt at all.
 
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