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Hidden fees you wish you knew about

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Has anyone else ever been surprised by a bank fee you didn’t expect? Maybe a “service charge,” ATM withdrawal fee, or even a tiny monthly maintenance cost that adds up over time. I feel like banks are full of these little traps. What’s the sneakiest or most annoying fee you’ve been hit with, and did it make you consider switching banks? Let’s share so we can all avoid the same mistakes.
 
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