The person who understands our overall needs is ourselves so we don't need to hire an accountant just to prepare a personal budget, avoiding accountant fees is also one way of saving money. A personal budget is intended to manage and control expenses so that we can achieve financial freedom. Making your own personal budget means that it will be in accordance with our lifestyle patterns which must be adjusted to a slightly different budget, because we have to allocate part of our income for saving, investment and emergency funds, but how do you prepare a budget for beginners?
