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How can we safely make transactions on M-Banking?

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We often hear news on television or read news in newspapers about the many mbanking hacks, resulting in account holders losing large amounts of their money. There are many ways hackers look for ways to break into mbanking. So we must always be careful when using or transacting with mbanking. Some of the things I do are not keeping large balances in mbanking, not opening messages on WhatsApp from people I don't know. So how do you secure your mbanking?
 
We just have to be always careful not to share sensitive information online or offline, and always stay updated with the latest news to know some of the tricks most hackers make use of.
 
I do not do ebanking or bank's mobile app on smart phone. Other than security reason, I do not like the small screen. I prefer to do ebanking on my laptop.
Can you access your bank app with your laptop? Or do you use the website on your laptop? I have never used my bank website before though.
 
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