How did you managed the personal finances?

[Xtynehappy]

I have realized that most people in country have little to no knowledge with regards to the personal finances know-how and that is the main reason for their financial constraints for that matter.

 

[Springtime]

I do not make a budget but I have a rough estimate of my earnings and expenditure every month. I never spend more than I earn. And I put a portion of my earnings into a fixed deposit account every month.

 

[Suba]

In managing personal finances, the most important thing is that people can maintain a balance between income and expenses, and then keep expenses so that they are always smaller than income.

 

[Bawse]

I'm not good at managing my personal expenses, when I have money I like to spend it.

However, I have separate funds aside for my poker/business.

 

[Nomad]

Sometimes no matter how much you reduce your expenses, you might still not be able to manage finances properly. In a situation like this, you need to work hard to earn more.

 

[Stardom22]

One really needs to have some income for them to manage their personal finances appropriately. I think it's very difficult to manage something that is not there.

 

[Augusta]

Some things you just have to know it yourself by seeking information which you would get if you are good at it , it would help you immensely

 

[Xtynehappy]

This subject often keeps people so worried especially those people that are very poor at managing their personal expenses. One can seek the services from experts too.