For me l usually used to the taking of loans to purchase the expensive household items. I really find this conveniently as l manage to pay back in smaller instalments in affordable plans.
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- Fords8
Same here. I usually save for some expensive household items. I do not want to take a loan since it can become a habit. As much as possible, I use cash.I usually save for them. I oftenly take ages to buy one item at a time.