How to save money and save urself

[Tobi]

If saving is your priority, then, when you get your income, say this to yourself: FIRST THINGS FIRST .

Discipline yourself on this. Don't dare touch the money before putting away your savings .

If you give yourself whatever excuse and do not save first, you know what happens .

You keep fantasising about saving but you put the idea off every time and do the other things first .

Before long , there's not enough to save. You tell yourself , “ I'll try next time”.

Next time comes and the story is the same .

First things first.

Now or never .