I would say that if your financial goal is a place/location that you want to go to, then you will of course need a vehicle to speed up your journey. In this parable, investment is your vehicle, so the role of investment will be very important in making your financial dreams come true. There are many types of vehicle choices that you can use, from bicycles, motorbikes, buses, cars, fast trains, ships or airplanes, each type of vehicle you use will require a different period of time, of course there are also different risks the faster you go. then the risk gets higher. Likewise with the investment instruments available, such as high risk will get you to your destination faster. You must determine the most appropriate type of investment for you, which must be adjusted to your investment character and risk profile. So what investment instruments will you use to achieve your financial goals?