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One of the simplest things you can do is to save money

Tobi

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One of the simplest things you can do is to keep track of your expenses. Becoming more aware of how you spend your money is the first step to being able to change that behavior and direct your spending money to saving money.

the spending of little bits of money here and there - can add up. Until you are aware you’re doing it and how much, you’ll keep doing that rather than save.

You’ll also start to see what else you are spending your money. Do you really need what you are spending your money on? Would a less expensive alternative be a good option?
 
Saving could be an easy thing, yet not all can save because of an unavoidable circumstances. Those who are bread winners find it hard to save. They prioritize buying the essential needs for the family. His financial security during retirement is his pension which could either be big or small.
 
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