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Reasons for failure in achieving saving goals

There are various reasons as to why this might happen, in some cases it could be due to lack of self discipline, and in other cases, it could be that they simply had to deal with unplanned emergencies.
 
There might be circumstances why an individual failed to save no matter how he tried. He or she might be the bread winner in the family, so there's no choice. That individual might be able to save in the future.
Being the sole bread winner in a family that has other people is something that I would never do. It kills financial growth.
 
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