Savings and Investments: Which Should Come First?

[Suba]

When we first start working or start earning money, we naturally want to manage our money wisely, such as starting to live frugally and creating a budget. However, because our income is still small, we can't afford all our desires, especially when faced with the choice of priorities: saving or investing. If we choose savings, we must temporarily postpone our desire to invest. Likewise, if we choose investment, we must also postpone saving.

 

[gwolf666]

It's normal to feel torn between saving and investing when income is limited. Both are important habits, but initially, you need to prioritize one based on your immediate goals. Saving gives you security and a financial cushion, while investing can generate long-term growth. The key is finding a balance that allows you to move forward without compromising your stability.