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Spend Less and Save More Principle

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For those of us who do not master financial literacy, we can apply principles that are easy to apply in our daily lives, namely the principle of spend less and save more. If we can reduce our expenses every month, our remaining income will be greater, so we will have more freedom to allocate the funds we have to various sectors such as investment, savings, emergency funds, etc. Make an easy and simple financial plan such as a savings plan, investment, purchasing valuables, monthly expenses, entertainment, travel, etc. and put it in a personal budget.
 
Yes, I have been doing it for the past two years. I only recently used this approach, but it's better late than never, right? I cook at home whenever possible, conserve energy by turning off lights, minimize online spending, and so on.
 
We need to apply that principle to spend less and save more but not all human beings can do this. I feel the agony of the people who strive hard to have something on their plates. Somehow, I like to spend and spend to exhaust myself to what I like, but my mind always dictate me to stop my extravagance and try frugality.
 
If you do not spend less and do not save, no matter how much you earn, you will continue to have financial difficulties. When you spend less, you will be able to save, and when you save, you can invest.
 
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