Strategies you use to stay on track and avoid overspending?

[SilverLance]

It's easy to spend too much when there are so many things to buy. What are some strategies you use to keep your finance in check and stay on track?

Do you use any budgeting apps, set spending limits, or have a unique method that works for you?

 

[Suba]

There are many ways that I have done to avoid wasting money or overspending, such as deleting several marketplace apps and only having one marketplace app, not using credit cards, separating business money and personal money. Limiting spending in one day.

 

[Starmix]

I do list weekly on what to buy. I should see to it that I will not add items not essential for the week to avoid overspending. I do not use a credit card to avoid temptation buying things that may attract my eyes .

 

[Springtime]

I just buy what I need and always look for good deals such as buy one get one free. I never spend more than I earn.

 

[SilverLance]

You're being smart with your money. It's important to think about how you're spending and try to find ways to save some cash.

 

[Starmix]

Money can easily evaporate leaving you zero balance if live in extravagance, I spend wisely. I buy little but many times minimally to avoid overspending.

 

[SilverLance]

You're right. By avoiding extravagance and only getting what we need, we can prevent ourselves from overspending and ending up with zero balance.

 

[Starmix]

Let us buy only what is essential for the family and personal needs. Overspending kills our budget and only regret when when you are out of it and have nothing in your wallet. We need to be smart.

 

[SilverLance]

Saving for the future is crucial because it helps us avoid spending money on things we don't really need.

 

[Min George]

Make a shopping list showing your priorities and solve them one by one according to your financial capacity.

 

[Augusta]

I try to have a budget in place which is very important then I stick very well to it to avoid overspending

 

[Starmix]

I stick only to what is essential to avoid overspending that may harm the intended budget. To avoid temptation of buying on what my eyes attract I list down the items that are needed in a week.

 

[eLdavis]

I don't really have a specific strategy though but one thing I do to prevent overspending is to stay in doors. I can't spend on things that I can't see.

 

[Kross]

I don't really have a specific strategy though but one thing I do to prevent overspending is to stay in doors. I can't spend on things that I can't see.

When you stay indoors, you reduce your exposure to things that can make you spend money. I think if many people that spend recklessly stay indoors, their spending would reduce.

 

[@astutimeliana723]

As for me personally, I usually don't buy anything except what I need, making a scale of priorities so that our money is spent according to its priorities and is able to reduce unnecessary expenses.

 

[SilverLance]

As for me personally, I usually don't buy anything except what I need, making a scale of priorities so that our money is spent according to its priorities and is able to reduce unnecessary expenses.

Nice, creating a scale of priorities, we can ensure that our money is being used wisely and not wasted on unnecessary expenses.