Using a wallet for making mobile payment

[neku]

Since smartphones are connected to the internet all the time , I feel that directly linking the bank account is risky. I would prefer to use a wallet with a limited amount of money to make mobile payments. For mobile payment do you use your bank account directly or use a wallet?

 

[Carson20t]

I mostly use wallets and I have about five wallets that I make various transactions on, this makes the whole process easy for me. I also have many cards for various specific transactions and only transfer my profits to the primary account after I am done with everything. this helps me keep a certain layer of security to my financial accounts.

 

[Augusta]

No I don't link my bank account to any wallet omline. I believe it would just be too risky as a lot of stuff online is just scam

 

[eLdavis]

I use my bank account directly, though I do have some wallets, but most times I find it rather stressful to start moving money before use and honestly I don't trust some of these wallets. Though I always move my spending money to a palmpay account for easy use. These are online banks that do not have physical branches and the likes.

 

[SHAHID987]

At least here in my country, it doesn't remain safe to attach bank account with your mobile, there are so many risk involved in it, rather using wallet with mobile phones work properly without any fear.

 

[monster_masterpiece]

Even bank accounts have their own online wallets.

 

[freelancermaria]

I prefer not to connect my bank account directly to my digital wallets. Instead, I only transfer some money into my digital wallet when I need to pay for something or save up. This way, I can keep my financial information secure.

 

[monster_masterpiece]

I prefer not to connect my bank account directly to my digital wallets. Instead, I only transfer some money into my digital wallet when I need to pay for something or save up. This way, I can keep my financial information secure.

The process is a little bit complicated because sometimes to authorize digital wallet to debit from bank account need a lot of legal paper.

 

[Xtynehappy]

For me l mostly use the wallets for the Mobile money transfer to the bank accounts.

 

[King Belieal]

For me, I don't have any fears of using my bank account for online transactions because there is a mobile wallet integrated into the mobile banking app.

 

[Augusta]

Well, it is still good to be sure that what you are using is real and genuine. it is not just adding any wallet to your account

 

[Xtynehappy]

I don't see any risk on connection my bank accounts to the online wallets as it's very difficult for fraud to happen on there

 

[Suba]

To speed up non-cash transactions, I use mbanking and ewallets such as OVO and DANA, these are the ewallets most widely used by people in my country.

 

[Nomad]

Does your payment actually leave a trail when you directly use your mobile banking app to make a payment? I don't think so

 

[monster_masterpiece]

To speed up non-cash transactions, I use mbanking and ewallets such as OVO and DANA, these are the ewallets most widely used by people in my country.

This means like local cash provider for transact funds.

 

[Suba]

This means like local cash provider for transact funds.

That's right eWallet is used as a payment system both online and offline, for top up we use a phone number. not an account number like in mbanking.

 

[Springtime]

I seldom use e-wallet for payment. I mainly use credit card and Octopus card, a smart debit card for making purchase.