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You could have a wasteful life with friends. You might miss many good opportunities to build your career or investment. Bonding with friends many times in a week could also mean wasting money. I am sure you enjoy it, but have you asked yourself how much time and money you spent with them? Pivoting your mind to a new phase lets you see what you missed and messed up because of a wrong decision. While there's still time delve yourself to something that could change the version of yourself and financial life. Always remember that time is gold and short.