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What are minor things that are under-rated that can really affect finances?

I suppose that the news, a really strong piece of news, negative or positive, can change the whole game. Let's say the pandemic was proof of that, and what happened a few months ago with Donald Trump was also proof of that. For this reason, you always have to take all the news into account. You never know when something good or bad will happen.
 
I suppose that the news, a really strong piece of news, negative or positive, can change the whole game. Let's say the pandemic was proof of that, and what happened a few months ago with Donald Trump was also proof of that. For this reason, you always have to take all the news into account. You never know when something good or bad will happen.
You are right, a lot of people have missed out on potential opportunities, myself included i have also missed out on some opportunities as well.
 
Small subscriptions can really have an impact on the finances of individuals. A typical example is data services subscription.
 
There are certain things that always seem minor to people but they seem to affect the finances of a person in a great way. What are the minor things that are often under-rated but have a great effect on finances?
Bad habits like smoking, drug abuse is terrible killer of financial freedom. Not waste resources like addictive habits. It is always difficult for a drug abused.
 
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