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What Are the Functions of a Budget in Personal Finance?

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Suba

Suba

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In our forum (DBucks), I often read threads and comments about budgets. As far as I know, budgets are not only important for businesses and government agencies but also very important for individuals. Unfortunately, until now, I don't understand the function of a budget in personal finance. So, could you explain the function of a budget? It might be helpful not only for me but also for others.
 
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