Many of us have credit cards but they are not active or no longer used, because when we make credit cards we are often tempted by promos or only for certain purposes such as PayPal verification, etc. so after that we don't use credit cards to make purchases of goods and services. Of course there will be many negative impacts on your finances if you don't activate your credit card. So in your opinion, what are the negative impacts if a credit card is not active?