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What Are You Doing to Improve Your Finances

Nomad

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This year my finances have been in pretty bad shape, it is not that I did not earn well, I did manage to earn but I had losses in investment and business. Now that the year is going to end, I have now made up my mind to save every bit I can for next year, and then invest that money in something secured, maybe gold or real estate, instead of risky assets like stocks and crypto. I will keep reinvesting my returns. Maybe by investing in less risky asset my investments will expand, and I will move closer to financial freedom.
 
When investing, you should adjust your risk profile. Even though the crypto and stock markets are currently experiencing a downturn, if your goal is long-term, you don't need to sell at a low price. Perhaps gold and bonds would be more suitable for you. Hopefully, you'll recover and succeed next year.
 
To improve my finances, I operate an offline and online businesses. Though I seldom have customers of my business but there are times that customers buy in bulk. And for my milk tea business it's doing right. I always invest in a low risk investment.
 
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