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What do you think hinders you from fulfilling the monthly saving goals?

Stardom22

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One thing that l fail to understand is that, most people are good at setting financial goals like on the new year, people planned to save a given figure every month. However we are on the mid February yet they have failed to fulfill the plan. What do you think?
 
Many factors can prevent you from achieving your predetermined savings goals, such as wasteful spending, lack of discipline, lack of an emergency fund, and so on. One way to achieve your savings goals is to automatically allocate $20 of your monthly income, for example, at the beginning of the month.
 
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