The year 2024 will soon end and we will enter the new year 2025, and of course you all have made various plans that will certainly drain your wallet, or you will spend more than the previous year, such as you intend to buy a house, get married, go on vacation abroad, open a new business, etc. All activities that require large funds must be planned well from the date of implementation of the plan. So what is your more specific financial plan in 2025?