Most people oftenly would start out a saving goal but then after saving for a short time they would stop that one and spend the saved money in different ways apart from the stipulated goals. What do you say about that?
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- Fords8
What's the strategy that works best for you with being disciplined to the saving goal?
- Thread starter Stardom22
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Saving 10 percent from every payment helps me reach my saving goal
I put a portion of my monthly earnings into a fixed deposit account. I have been doing this for many years. Due to compound interest, the amount of money in my fixed deposit account has increased a lot.
Making sure that I set automatic payment from the wallet that receives my payment to the savings account even before I notice. That way, I don't have a chance to think about saving or not and possibly changing my mind.
Yeah it is always good to have a saving goals so that you can plan and stick to it always
I allocate a portion of my monthly earnings to a fixed deposit account, a habit I've maintained for many years.
This is a good one. You are doing well. Fixed deposit also come with a better interest rate too.
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I always prioritize saving money every month before spending on expenses. I have been following this "savings first" approach for many years.
