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Where and when did you learn financial planning?

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To be honest with you all it wasn't on my mind about financial planning despite I learned to do business at a corruptible age , 11. I learned it when I joined a marketing group named World Financial Group, and that was the time that I contemplated about it. However, it wasn't applied realistically because I have many concerns and have many sources to earn much like my work, as an insurance underwriter, and as car agent. Though I have savings, but I keep on spending. Further, I only applied financial planning realistically when I joined a forum. I learned many good things on how to acquire financial freedom. Indeed, I'm thankful to have joined two good forum sites like RIF and DBucks because I have acquired a small business.
 
I started learning financial planning when life started dealing with me. I quickly learned how to budget my expenses when I always became broke shortly after receiving my salary. The suffering if being broke led me to start financial planning.
 
I learned everything by myself. My parent just teach me how I should not spend all money and every time must have something for bad situations. Everything else, how spend, find discounts is on me.
That is awesome. Your parents know that someday you might have a passion for business and while you are still young you have to know the orientation and the value of money, and planning must be learned earlier.
 
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