Which are the basic insurance policies that everyone needs?

[Min George]

There are different kinds of insurance policies with different coverages. However, there should be insurance policy that everyone should have as a basic for risk free living.

Which insurance policies do you think that everyone should have regardless?

 

[King Belieal]

I think that everyone needs a health insurance plan. Everyone falls sick occasionally and a health insurance would help.

 

[Springtime]

I think household insurance with third party liability is necessary if you own a house or apartment. Other than that, health insurance is important though you may go to public hospital if you get sick.

 

[Suba]

In my opinion, the basic or main insurance policy that everyone should have is health insurance, where health insurance will protect against high medical costs, which are often unaffordable for many poor people.

 

[Augusta]

I think we all need to have both health and life assurance. These two are what everyone no matter who you are needs.

 

[Nomad]

You need life insurance policy and health insurance policy. These are must. If you have a house, you also need property insurance

 

[Fidelia]

Anyone that doesn't have a health insurance has not made a sound financial decision. Health affects everyone, rich or poor.

 

[eLdavis]

I think life and health insurance should be the most basic everyone needs. It's a pity they don't talk much about insurance over here.