How much does it cost a medical insurance in your country?

[pousinha]

About all American continent requires or includes private medical services, private clinics and private hospitals. A lot of times, private medical services are very better than the public ones, where people must wait months, even years, to get a specialized medical appointment (for ex., an appointment to see a neurologist). In my country, there are basically two kinds of medical insurance: the main, that covers about the 75% of all medical tests, doctors' appointments and surgeries, whose fees increase as the age of the policyholder increases. Averagely, a family of four pays about 600 dollars per month (in any way, in the case of the classic 9 to 5 employment by a private big company, the employer pays the policy for the whole family of the employee, until the children live together in the same household of their parents). A smaller insurance is dedicated to entrepreneurs, self-employed people, teachers and all employees not covered by the main insurance policy. It costs between 15 and 20 dollars per month per policyholder (plus 2 dollars for each family member using the same policy), whatever the age and it covers doctor's appointments, including various specialized medical appointments and allows reduced fees for some medical texts.

 

[Springtime]

That depends on the age of the insured. The older you get, the more expensive is the insurance premium. If the person is in 50s, s(he) has to pay about $1,500-2,000 annually for medical insurance.

 

[Starmix]

I do not know exactly the amount for a medical insurance because there is government owned and private owned so premiums vary from age to age.

 

[pousinha]

That depends on the age of the insured. The older you get, the more expensive is the insurance premium. If the person is in 50s, s(he) has to pay about $1,500-2,000 annually for medical insurance.

You are still lucky, counting on these fees. In my country, these fees (depending on each insurance company) could be charged on a monthly basis (ok, in these cases, the policy should cover the 100% of the services in the best private hospitals).

 

[Kross]

The cost of a medical insurance is based on the coverage that it has. You can get an insurance policy for just $13 in my country.

 

[pousinha]

I imagined, in fact, the American continent is the worst in terms of medical insurance, as the health mercantilism has always been too strong. And the southern Europe began to follow such a model since various years.

 

[Stardom22]

Media insurance is very expensive here in my country. The private medical insurance companies seems very expensive compared to the public health insurance covers.

 

[pousinha]

Probably, the governments should declare a maximum limit on the private medical insurance companies' fees, less than insurance sold to rich people.

 

[Nomad]

In our country, you make about $30 per year for medical insurance and you get a benefit of $1000. This benefit is provided by the government.

 

[pousinha]

In Latin America, at least the biggest countries count on public health welfare, but the governmental health services in most of the region are very unsatisfactory at the point people who cannot afford a private medical insurance end up dead, in the case of serious illnesses. Or they lose an eye during a cataract surgery. This year it happened to a third-aged friend of my couple. Now he must stick with monocular vision. In my case, it's six months I'm waiting a call for an ophthalmologist appointment and until today, nothing done.

 

[SilverLance]

The cost of medical insurance in my country can vary greatly depending on a number of factors, including the individual's age, health status, and the level of coverage desired.

 

[pousinha]

Like the American continent. If you are affected by chronic diseases, medical services aren't covered by the insurance policy during a period that varies between 6 months and 2 years. As the policyholder's age increases, the fees increase also, at the point a third-aged must be wealthy to pay for a complete coverage. A complete coverage for a third-aged can easily reach the value of 3 minimum salaries.

 

[SilverLance]

It's pretty much the same. Getting complete coverage might cost three times what they earn in a month, which is a lot. This makes it difficult for older people to access the healthcare they need.

 

[pousinha]

It very probably will become worse in the future, as all the South American continent and the Caribbean countries are likely to be forced to a retirement age of a minimum of 78 years old, as the World Bank says. But the average lifespan in the Latin lands is between 72 and 75 years old. Obviously, at such an age it's pretty impossible to perform manual jobs. Anybody who isn't rich or at least wealthy will be able to pay for a medical insurance, even the smallest offered in my country, as a lot of third and fourth aged will be forced to survive on charity.

 

[SilverLance]

Without money or insurance, many could end up needing charity, which is unfair. The situation needs to be addressed to ensure everyone can have a decent quality of life as they age.

 

[pousinha]

The best thing could be to move to another federation, where public welfare works properly (as the southern federations of my country, less than the state destroyed by floods or the northern area of the federation where I live). In any way, the mishap consists in the difficulties for third-aged and fourth-aged to move. Unlike youngsters, they mostly can't live far from all family members, relative and friends.

 

[Augusta]

In my country you can get an insurance starting from $200. it is not cheap in my location

 

[pousinha]

I see you live in an EU northern country, where it's supposed you count on a public health system for free. Despite the public services, do you need a medical insurance in a northern European country?

 

[eLdavis]

I am not sure about what the cost of medical insurance is in my country though as I have never had one.

 

[Xtynehappy]

In my country, the medical insurance is very expensive and that is why you will find only the rich purchasing it.