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You aren't saving enough for retirement

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Hate2Wait said:
I think for that we need to have some sort of figure that can help us the expected approximate amount that we need to save for our retirement taking into account the inflation rate
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The deduction from our salary for our retirement will not be enough once we retire. The prices that time might be insanely high compared to the present.
 
itsmejob said:
And in fact, we have government benefit that will give us pension when we reach 60 or 65 years old, provided that we are a member of this institution and have the sufficient amount of contributions. @Starmix
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We are automatically deducted from our salary monthly for our retirement through SSS or GSIS. I have two, SSS and GSIS.
 
The earlier you started saving for retirement, the better. I started saving for retirement in my mid-30s. I have accumulated a certain amount of money in my retirement fund. But I still need to work hard if I want to live a quality life after retirement.
 
itsmejob said:
Good that you have two, SSS and GSIS. In the private sector, we have SSS automatically deducted from the salary. Aside from that we have Philhealth and Pagibig being deducted as government mandated payments aside from the monthly tax.
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I was teaching before in a private college which is why I have an SSS account which I continued to pay voluntary after I was hired to teach in a government owned in university, the University of Science and Technology of Southern Philippines in Cagayan de Oro City and we're auto required to apply for GSIS. PAGIBIG is automatic and PHILHEALTH.
 
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