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Advantages of the Incremental Budgeting Method for Personal Finance

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Although the Incremental Budgeting method is more widely applied by companies/businesses, I also apply it to personal finances, because I consider the incremental budgeting method very easy to apply by anyone. This method only needs to adjust to the previous budget history for both monthly and annual budgets, if you do not have a budget, then the incremental budget can be prepared using an average of at least 3 months of spending. For example, if the average spending on hanging out at a cafe is $100 per month, then it can be adjusted to only $80, so that spending can be reduced gradually. Likewise, unnecessary expenses can be eliminated. We can also increase savings or investments from savings on expenses. So in my personal opinion, the incremental budgeting method has the following advantages:
Easy to apply
Compare with historical data
Easy to predict and efficient.

Have you ever used the incremental budgeting method to manage your personal finances?
 
I understand, in short, something that you know you will spend for sure you don't do it and then you will use that same amount of money as a budget for your personal finances on whatever you need, it seems like a good idea to me, in fact more than once I have done it and I have not realized at all that I had done it, now I know that it is called this way, incremental budget method
 
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