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Nomad
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With stock investment, you could make a lot or lose some of your investment when market goes down. However, that isn’t case with Mutual Funds and ETFs. Mutual funds and ETFs pool investors’ money (from common people like you) and usually offer more stable returns, usually fixed by the fund manager. Returns may be low compared to stocks when the stock market is booming, however ETFs and Mutual Funds tend to be less risky.