Are You Really Good at Saving Money?

[Nomad]

Saving money is very important, but the question is how good you are at saving? Do you save fixed amount every month, no matter how much deficit you are on paying your bills?

 

[Trush Jodie]

I don't save fixed amounts every month. I save based on the financial conditions of the month. I hope to have a more coordinated savings regime soon.

 

[itsmejob]

I want to put fix 50% but I cannot do it now that I am currently paying off my house. I hope I can save at least 20% I am going to start may be in two months from now.

 

[magnus2022]

I still finding it difficult but am trying to discipline myself in that regard. Saving is not easy especially now that the inflation level is very high. I have opened a bank account that is solely for saving now.

 

[itsmejob]

I still finding it difficult but am trying to discipline myself in that regard. Saving is not easy especially now that the inflation level is very high. I have opened a bank account that is solely for saving now.

This is my challenge as well. But I need to be disciplined not to spend beyond what I am earning right now. And cut on expenses I really don't need.

 

[Springtime]

I am pretty good at saving money. I put a portion of my earnings into a fixed deposit account every month. I always look for good deals such as buy one get one free and I use credit card to get cashback. The credit card is free, and I always pay the credit card bill on time. Never paid any interest.

 

[Xtynehappy]

I am really not that good at saving money. I would spend the savings a long the road before fulfilling the savings goals.

 

[freelancermaria]

I have gotten better at saving over the years. In the past, I did not prioritize saving, but now I make sure to set aside some money each month. It is not always easy, but I make an effort to save regularly.

 

[King Belieal]

I won't say that I am good at saving money. But I am making real attempts to save money because it is necessary.

 

[Stardom22]

For sure l am not good at saving money. I can say that it's because l am always being broke for that matter.

 

[Augusta]

Yes I'm good at saving money. I try to save money because it is necessary Andi know the importance of it we just have to save.

 

[Hate2Wait]

I do consider myself as good at saving money but there were occasions when I did so badly that sometimes I do doubt myself LOL and yes I need to improve too

 

[itsmejob]

I am pretty good at saving money. I put a portion of my earnings into a fixed deposit account every month. I always look for good deals such as buy one get one free and I use credit card to get cashback. The credit card is free, and I always pay the credit card bill on time. Never paid any interest.

After so many years, I had the courage to apply for a credit card. I was approved. And I might use it for purchases I need. And planning to pay off on time so no interest will be added.

 

[Hate2Wait]

I did the same and was happy to see the credit card approved and finally I can take advantage of the bank offers but still we need to be careful and should never over spend

 

[itsmejob]

I did the same and was happy to see the credit card approved and finally I can take advantage of the bank offers but still we need to be careful and should never over spend

The bank offers 2,000 of egifts but have to spend about 20,000 in the next 60 days. And you know what I have almost spent 20,000 using the credit card just to get the 2,000 egift and on top of that the 40,000 rewards points and no annual fee for life. LOL. Another impulsive side of me.

 

[Augusta]

Even if one os not good at it. it's good to practice how to save . you would fare better when you start practicing how to save