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Your staff needs protection, it's better to buy an insurance policy for them. Choose to buy a personal life accident insurance. It is renewable yearly. The advantage for them to have it is the policy holder is not only covered with accidental death likewise while still being alive but some body parts are missing, like losing one arm or both arms losing one leg or both legs. Other parts like fingers, toes or eyes are also covered with the insurance coverages.
What is required is only a doctor's confirmation and receipts for reimbursements. Let your staff decide for the insurance premium. However, you can offer for free if not free let them pay through payroll deduction. What can you say?
What is required is only a doctor's confirmation and receipts for reimbursements. Let your staff decide for the insurance premium. However, you can offer for free if not free let them pay through payroll deduction. What can you say?