At what age can someone own a credit card in your country?

[King Belieal]

Credit cards system is a major financial system in many countries. It is expected that there should be a minimum age to own a credit card. Is a credit card open to persons that have just turned 18 in your country?

 

[Alberello75]

Here in Italy there is a prepaid credit card called Postepay Green, which is sustainable for children of at least 10 years old.

 

[eLdavis]

In most countries, including the united states, the age is 18. This is because at this age a person can enter a legal binding contract.

 

[Augusta]

I think when once a person turns 18 then they are allowed to own one at least you are now officially an adult

 

[Suba]

As far as I know in Japan, Germany, UK and USA someone can make a credit card if they have reached the age of 18, while in my country the minimum age limit to make a credit card is 21 years old.

 

[Kera]

A person that is up to 18 should be able to own a credit card in many countries of the world. For some, it is 21.

 

[Fire&Rain]

In my country, you should be above the age of 18 years to be allegeable to have a card. I feel it should be older than that. I have a hard time believing people that age can be responsible with money.

 

[Alberello75]

However, that credit card I talked about in my previous post that they give in Italy to kids over 10, I'm sure that it will also have many limitations and maybe it can only be used with the approval of the parents. After all, 10 years old a kid is still a minor.​

 

[Springtime]

In Hong Kong, you have to reach 18 to apply for a credit card. But some banks allow people at 16 to own a supplementary card which is linked to his/her parent or guardian's account.

 

[Trush Jodie]

As far as I know in Japan, Germany, UK and USA someone can make a credit card if they have reached the age of 18, while in my country the minimum age limit to make a credit card is 21 years old.

Would y person still be eligible to own a credit card if they don't have a source of income?

 

[Nomad]

In my home country, you cannot get a credit card if you are not earning well. To reach that state, you might have to be around 25 years

 

[Kross]

I also believe that after being an adult, your level of earnings would determine if you would get a credit card or not.

 

[Starmix]

In my country credit card application is dtfucr. Allowed to open a credit account are those whose savings reach $ 10, 000 minimum and must abide with the policies to pay on time and must have a stable income. 18 years can open a credit account, but mostly are children of the well - off families.

 

[Augusta]

You have to be at least 18 to open your own credit card account. That's typically the age you're allowed to enter into legal contracts, including credit card agreements.