For me l would really like using the cash payment method while doing some shopping rather than the use of the debit cards.
That is because l don't like funding my bank account as l lack a regular pay check.
Paying for purchases with a debit card is indeed easier and more flexible, we can pay according to the price, without having to wait for the money back. We only need to swipe the card on the EDC machine, but we will be charged a Merchant Discount Rate fee either between the same bank or between other banks.
I mostly use credit card because I want to take advantage of the cashback. My credit cards are free and I always pay my credit card bill on time. Never paid any interest.
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