First of all, in my former country, student loans simply don't exist. And the very same culture of my former country is against loans. It's because when you can't repay a loan, it begins a true persecution: it's trials, condemnations to pay late interests and in the case the origin of the loan is governmental, R.S.I. starts a seizure that won't cease until you have paid the last penny: first of all your car (if you have one). Then, the 20% of your salary (if you have a job). If you don't have a car nor a job, R.S.I will start a seizure in the future, as soon as you have. That's why my fellow citizens hate loans so much and students' loan doesn't exist. A student who can't pursue his/her dreams runs after whatever job quickly. Better said: in the north-west of my former country, students get rid of their dreams very quickly, if families don't support them and a job opportunity appears. The status of education is what I toldsaid about: doctors are imported from the south of the country. And not only doctors: judges, prosecutors, policemen and many teachers are imported from the south too, as my fellow citizens easily become workmen and insurers for shabby companies.